Did you know that your home insurance rates may be lower if you choose to install a metal roof? Some insurers, like Progressive, may consider your roof’s material when deciding your rates. But, why? Let’s talk about it.
Durability
Storms happen. Wear and tear happens. Your roof is going to take on most of the impact from mother nature. A metal roof has high durability, with its ability to shed rain, snow and ice with ease. Your metal roof won’t lose shingles due to high winds, and is less likely to take on hail damage than regular asphalt roofing systems. This means that it will be less likely that your insurance company will need to cover any costs in the event of a storm.
And with higher durability, comes a longer lifespan.
Longevity
A metal roof will last easily 50 years or more, especially with the Permasteel fifty year warranty that comes with all of our high-quality metal roofs. Because of this lengthy lifespan, you are less likely to need to replace a metal roof during your time in your home.
Fire Resistance
Fire resistance is a “sure-fire” way to lower insurance rates. Insurance companies love a home improvement that boosts safety. Metal roofs will not combust, and will take an extreme amount of time along with exposure to high heat to melt. Metal roofs with Class A ratings are the best for fire protection, and can result in better insurance rates!
Some insurance companies may offer incentives for switching to a metal roof! If you’re looking to lower your rates, investing in a metal roof may be a great way to do so. Do your research, and see what kind of rates you can get prior to switching.
Once you’re ready to pull the trigger, give the team at Permasteel a call! (501) 904-6181
Each of our roofs comes with a fifty year warranty, protecting your investment and helping keep insurance rates low. To get a quote or to ask questions about metal roofing systems and the installation process, visit our contact page! A member of the Permasteel team will be happy to help you get started on the switch to a metal roofing system today.
